5 thoughts on “Will the gift issued by the postal bank's deposit be returned in less than one year? What do you think of it?”
Leave a Comment
You must be logged in to post a comment.
Shopping Cart
You must be logged in to post a comment.
Gift gifts during deposits are one of the common methods adopted by banks with high pressure on the debt end to collect storage. In addition, there are preferential activities such as "cash bonds" and "return coupons". So, when the deposit product's deposit product period is less than one year, is it necessary to return the gift? As one of the six major state -owned banks, the postal savings bank is one of the six largest banks. Although the comprehensive strength does not have the strength of other state -owned banks, in terms of the regular deposit business that the store is concerned about, the deposit interest rate of the postal savings bank After receiving gifts, the deposit is withdrawn in advance without returning.
The activities of postal savings bank deposits and gifts are almost all year round. According to the amount of regular deposits and deposit periods, the corresponding gifts will be given. Small pieces include towels, soap, soy sauce, large pieces of laundry liquid, rice, peanut oil , Rice cookers and other gifts, and the deposit can accumulate points, and can be replaced with a large amount of gifts at one time. Of course, there are also restrictions on the activities of giving gifts for deposits. First of all, the general deposit amount requires 10,000 yuan, and the deposit period cannot be shorter than one year; some small gifts can be received directly when applying for deposit business, and large gifts The bank will ask for the deposit to receive it for a certain period of time. It is mainly worried that the depositors will withdraw deposits in advance for gifts.
The activity of deposit gifts was initiated by various banks. As a storage household, it can be negotiated with bank staff. Large gifts presented by old banks can also receive it directly, and even send some more gifts. Essence In fact, the key to this problem is that the specific bank's specific deposit products also have different regulations, and it does not necessarily mean that it has not been existed for a year. For example, the postal savings bank had a 3 -year large -scale deposit product in the past. If the customer can hold it at a full period, it can get a lever box given by the bank, but if you pick it in advance, you need to return the gift.
So you asked, "Do you have to return in less than a year of gifts?" It seems a bit abrupt. Due to the lack of the specific instructions of the product, we cannot give an accurate judgment. It is recommended that you check it out. There should be clear requirements when buying this product. In short, whether it is the postal savings bank's deposit product or the deposit gift activities launched by other banks, it is reached with the customer. If it cannot fully meet the requirements, it may be required to return the gift. In fact, any deposit gift gifts violate the corresponding provisions of the "Commercial Banking Law" to improve interest rates in disguise. These activities are usually carried out in secret, not clearly placed at the counter.
It should not be. The gift sent is for the guests, and there is no reason to return. I think the postal place is very unknown, and it is easy to lose the trust of consumers.
No need to return. I think the postal bank is very digging, because since it is a product that is delivered, it should not be returned.
In less than a year, the gift really required to be returned. I think this is nothing. At that time, it was so good. If it was less than a year, there would be no prizes.
Of course not, such a gift should be given to customers. If you return, it means that they are not sincere to give gifts at all, and they are fraud.