4 thoughts on “What gifts do banks give in bank deposits? What are the most expensive gifts given?”

  1. According to the reason, the CBRC is not allowed to give gifts, whether it is cash, securities or physical things! This involves realizing interest rate hikes.
    But in reality, small and medium -sized banks have a lot of storage pressure and have to be delivered!
    This tricks are more useful for the elderly, because they are not familiar with online wealth management products such as Alipay, and bank deposits and national debt are one of the few choices. If the interest rate is similar, there are many gifts from which banks give.

    So what gifts will the bank give?

    1. Propaganda
    This to the bank LOGO, which becomes a promotional material, and gives customers a dual role in sucking and propaganda!
    Umbrella: This is more practical. Printing LOGO is very conspicuous and popular. Environmental protection bags: The promotion effect is also good. Due to the low cost, sometimes it is given to non -home banks to win the favor of potential customers. Charging treasure: Because the size is small and slightly more expensive than the previous two, the promotional effect after printing the logo is generally only given to old customers. Postal book: The post office has the business of customized mailbooks. In the early years, banks will also customize a batch of important days such as the opening ceremony and celebration. However, in recent years, philately has become more and more small, and no one has caught a cold. Ringbox: This is a relatively high -end gift. It is mainly used for credit card points! In fact, you can also buy a good lever box on dozens of dollars. Silver disk: Silver is generally four or five yuan per gram, and it has recently risen to 6 yuan. One hundred grams of silver is not a sterling silver with a value of about 600. It is considered to be more valuable in bank gifts and is mainly for financial personnel to the public customers. Hanging calendar: Including the desk calendar, it is also a good propaganda material. Commemorative coin: mainly to send to public customers! If you are a relatively cooked savings customers, you can help change.

    2, food

    The people have accumulated a lot of environmentally friendly bags, umbrellas or charging treasures at home. They will not be used in a half and half, and they are not interested in these. So the bank must take a different approach, and the fast -moving food powder ink appears!
    The pork: In the past two years, the second brother has risen, and many people can't afford to eat meat! A rural commercial bank in Zhejiang has engaged in the big promotion of 'saving 10,000 pounds of pork', and the effect is very good. However, it is difficult to normalize the activity of pork! One is that if the price is falling in the future, pork may not be attracted; the second is that the pork itself is more 'stolen', and there is taste, and the preservation period is not long.
    Therefore, the operability of meat products such as sausage and ham is even greater!
    Grain and oil: Grain and oil are all packaged, and the preservation period is longer, which is more feasible than sending pork! This is also what the majority of middle -aged and elderly people like to hear. In addition, there are eggs, moon cakes, rice dumplings, and so on!

    3, cashback

    The interest rates of each bank in the early years were uniform. live! In particular, some credit cooperatives and rural cooperation foundations will be cash directly.
    It interest rates are market -oriented, deposit interest rates can be floated, and some large -scale deposit orders are up to 55%; in addition, there are wealth management products! The cashback phenomenon of deposits gradually disappeared.

    In general, large banks have less storage pressure, and the conditions for giving gifts are relatively harsh; small and medium banks dare to send it!

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