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1 thought on “myrtle beach wholesale jewelry Will Digital RMB replace cash? With digital RMB, is it meaningful for third -party payment?”
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jewelry sold at wholesale in bulk At this stage, the positioning of digital RMB is a supplementary form of currency replace M0 (that is, currency in circulation), so the appearance of digital RMB does not mean the disappearance of physical renminbi (paper banknotes, coins).
First of all, the current mobile payment is temporarily implemented in China. Although it has also expanded to the international retail category, from the perspective of international trade, cash payment and bank transfer more Convenient.
Secondly, as a new currency form, it will completely cover the existing cash use scenarios will be a very long process, such as silver -haired people who are not good at using electronic products, people who use the use of smart terminal devices, etc. Essence
This demand for banknotes is still rigid demand in my country. Moreover, the promotion of digital RMB at this stage will not rely on administrative mandatory but in a market -oriented manner, and exchanges on demand. Therefore, as long as there is a scene and demand for banknotes, the People's Bank will continue to issue banknotes.
In foreseeable futures, digital RMB and banknotes will coexist for a long time. However, it is undeniable that the emergence of digital RMB will definitely affect the total amount of banknotes and transactions.
In from the current usage, third -party payment still has the meaning of existence. Payment of digital RMB APP will become an important supplement to electronic payment, providing people with richer payment tool options, covering more payment scenarios. And digital RMB is non -profit, the main purpose of which is to maximize social benefits. Third -party payment belongs to operating institutions, and there is no competitive relationship between the two.
In foreseeable futures, digital RMB and third -party electronic payment will also coexist for a long time. First of all, these two payment methods are actually not much different from the people. The existing payment habits have been developed. WeChat and Alipay have accounted for over 94%in the market in the mobile payment field. Small sex.
Secondly, compared to the digital RMB APP focusing on the payment function, the third -party payment platform not only has the payment function, but also has the entire ecology of borrowing money, wealth management, and urban life services. The "infrastructure", the powerful attraction of these additional functions has also laid the value of its existence and determines that it will not be replaced. In a distant future, whether digital RMB will replace banknotes and third -party payment tools, it will be a long market choice process.